Obtain your credit reports: Start by requesting your credit reports from the major credit bureaus – Equifax, Experian, and TransUnion.
Review your credit reports: Carefully examine your credit reports for any errors, inaccuracies, or fraudulent activity.
Check your credit score: Your credit score provides a snapshot of your creditworthiness.
Dispute any errors: If you identify any errors on your credit reports, promptly initiate a dispute with the respective credit bureaus.
Monitor your credit regularly: Establish a habit of monitoring your credit on an ongoing basis. Stay vigilant for any unusual activity or changes to your credit profile.